Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia, with $4.1 billion in total assets as of September 30, 2020. We operate 92 branches as of November 2 in Virginia and North Carolina and offer a full range of deposit products, including our signature product, "Home of Lifetime Free Checking," which was launched in 1974.

Carter Bank & Trust’s common stock is registered under Section 12(g) of the Securities Exchange Act of 1934, as amended (Exchange Act). As a state bank without a holding company, Carter Bank & Trust makes its Exchange Act filings through the FDICconnect system , rather than through the Securities and Exchange Commission’s EDGAR system.These Exchange Act filings are publicly available under filings / documents in the menu above or at FDICconnect .