Corporate Profile
Carter Bankshares, Inc. is a bank holding company and the parent company of Carter Bank & Trust, a state-chartered community bank in the Commonwealth of Virginia, with $4.5 billion in total assets as of September 30, 2023. We operate 65 branches as of December 13, 2023 in Virginia and North Carolina and offer a full range of deposit products, including our signature product, “Home of Lifetime Free Checking,” which was launched in 1974.

Carter Bankshares, Inc.’s common stock is registered under Section 12(b) of the Securities Exchange Act of 1934, as amended (Exchange Act). Carter Bankshares, Inc. makes it’s Exchange Act filings through the Securities and Exchange Commission’s EDGAR system. These Exchange Act filings are publicly available under filings/documents in the menu above or through the Securities and Exchange Commission’s EDGAR system.
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Contact Information

Carter Bank & Trust
1300 Kings Mountain Road
Martinsville, VA 24112
(276) 656-1776
Investor Relations Contact
Wendy Bell, CFO
Wendy.Bell@CBTCares.com,
(276) 226-2302
Transfer Agent
Telephone inquiries:
Toll Free: 1-800-736-3001 or
Toll Free: 1-877-373-6374
Toll Number: 1-781-575-3100

Email Inquiries:
web.queries@computershare.com
Written Requests: Computershare
P O Box 505000
Louisville, KY 40233-5000

Overnight Delivery:
Computershare
462 South 4th Street
Louisville, KY 40202